Auto Buying Resource Center

Because buying a new or used vehicle is a daunting task, Castparts Credit Union has created the ultimate resource for finding, researching and purchasing a vehicle.

Save yourself time, money, and the hassle. When it’s time to get that new or used vehicle, use this resource center to find it, fund it, and insure it. Simply click the buttons below to begin. If you’ve already found the perfect vehicle, get your best auto loan rate by applying securely online or give us a call at (503) 771-2464

 



Find It!


Auto Mentors (877-354-1244)

If doing all the research, going from one car dealer to the next and haggling over price isn’t for you, use Auto Mentors. You simply tell them the exact vehicle you want, including make and model, color, options and accessories and they'll take it from there.

Through their vast network of car dealers, they’ll find your ideal car, negotiate the best deal for you and even deliver it to the credit union for you. You simply pick up the car and drive home happy knowing how much time, hassle and money you saved.

Begin your pleasant car buying journey by clicking here.

 

AutoLand (800-234-6999)

Search thousands of vehicles the easy way. Visit AutoLand’s website to find the perfect car for you. Providing research and advice on new and preowned vehicles, shop for your next vehicle from the comfort of your home or office. Plus, they can even handle your trade-in. Whether it’s new or used you’re looking for, you’ll find just what you want. The search for your ideal vehicle begins here.

 

CUDL (877-744-2835)

Visit CUDL's AutoSMART site to begin your vehicle research.  Compare makes and models, search for vehicles that interest you and explore your possibilities.  Because we’re part of the Credit Union Direct Lending (CUDL) program, as a Castparts Credit Union member, you can access hundreds of dealerships that allow you to get your Castparts’ financing right at the dealership. Just tell them you’re a Castparts’ Credit Union member and want credit union financing through the CUDL system.

You’ll find a complete list of CUDL dealerships in your area ready to serve you.

Get preapproved before you go to the dealership! Apply Now!

 

Kelly Blue Book

Found the perfect car but want to make sure you’re getting the best price? Want to know what your trade in is worth? Visit Kelly Blue Book and find out. Here you’ll get the most trusted resource for pricing of new and used vehicles.

 


 

Fund It!


Request your FREE credit report

Before you start your hunt for the perfect vehicle, you’ll need to know how much you can afford. To ensure your credit doesn’t have any discrepancies and you haven’t been a victim of identity theft, we recommend that you request your FREE annual credit report by going here.

Learn about your credit score
http://www.federalreserve.gov/creditreports
http://www.walletpop.com/credit

Free Financial Credit Review – The Credit Union will review your credit report with you and make recommendations for improving your credit bureau score. Simply call us or send us an email at creditreview@castpartsfcu.org and we’ll contact you to set up an appointment.

 

Loan Rates

Click here to see all the current auto loan rates.

 

Loan Calculator

So you want to know just how much that car is going to cost you each month? Simply click here to find out.

Ready to apply? Start here!

 


 

Insure It!


Mechanical Repair Coverage:

Have you heard of, or been offered extended warranty insurance when purchasing a vehicle?

We can answer questions about this kind of product, and make sure that you are getting what you really want. We offer a good product which is reasonably priced and easy to understand.

Get Peace of Mind with Guaranteed Asset Protection (GAP)

There could be a big difference between what your automobile insurance will pay and what you owe on your loan. This is especially true in the first few years of ownership.

Most cars depreciate by thousands of dollars as soon as they are purchased, and you may have put only a small down payment on the car. In the event that your vehicle is stolen, accidentally damaged beyond repair, or
otherwise declared an insured total loss, your insurance company pays the actual cash value of the vehicle at the time of loss — not what the vehicle is really worth to you.

You are still liable to pay the difference, or the “gap” between your insurer’s settlement and your loan balance. This deficiency, added to the amount of your deductible, and other expenses, can easily be thousands of dollars.

Instead of having money to put down on a replacement vehicle, you actually end up with huge out-of-pocket expenses to cover your loan balance.

GAP Coverage Can Save You Thousands

For just a few dollars a month, GAP pays the difference between the value of your vehicle and what you still owe on your loan. To learn more, give us a call at (503) 771-2464.

 

 

Current Rates

Loan Application

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