Skip to main content

Rates

The credit union offers many loans to its members at competitive interest rates. Below is a listing of what the interest rates are for each loan type. To apply for a loan, contact a credit union Loan Officer, or apply online. Rates are subject to change without notice.

Debt Consolidation **Loan Special**
Term Rate/APR* as low as
Up to 36 months 5.00%
New Autos, Motorcycles
Term Rate/APR* as low as
Up to 36 months 5.50%
37 to 48 months 5.75%
49 to 60 months 5.99%
61 to 72 months 6.09%
73 to 84 months 6.19%
Used Autos, Motorcycles**
Term Rate/APR* as low as
Up to 36 months 6.00%
37-48 months 6.25%
49-60 months 6.50%
61 to 72 months 6.75%
73 to 84 months 6.99%
New RVs, Boats
Term Rate/APR* as low as
Up to 72 months 7.49%
73 to 84 months 7.99%
85 to 120 months 8.49%
121 to 180 months 8.99%
Used RVs, Boats
Term Rate/APR* as low as
Up to 72 months 7.79%
73 to 84 months 8.49%
85 to 120 months 8.99%
121 to 180 months 9.49%
Personal Loan
Term Rate/APR* as low as
Up to 60 months 12.49%
Home Equity Loan
Term Rate/APR* as low as
Up to 120 months 7.59%
121 to 240 months 7.99%
Other Loans
Type Rate/APR* as low as
Home Equity LOC* 7.75%
Personal LOC* 13.24%
Visa Credit Card 9.90%

*APR = Annual Percentage Rate. Rates vary according to credit history and may change without notice. Line of Credit (LOC) is a variable rate and may change quarterly.

** Used autos older than eight model years are limited to 80% Loan to Value or collateral loan rate plus 2.00%.

For First Mortgage Loan Rates click here or call us at (503) 771-2464.

Vehicle Loans

We will match a rate that you are offered at another financial institution to earn your business.

Castparts Employees Federal Credit Union makes saving money easy. With the convenience of payroll deductions, you don't even notice the money being deposited until you get your credit union statement and see how quickly it adds up. A $50 minimum balance is all that is required to earn dividends, which are calculated daily and paid monthly. Your savings is NCUA insured to at least $250,000. 

Regular Share Accounts
Balance APR APY
$50 - $4,999 0.05% 0.05%
$5,000 - $49,999 0.05% 0.05%
$50,000 and Over 0.10% 0.10%
Money Market Accounts
Balance APR APY
$2,000 - $2,499 0.15% 0.15%
$2,500 - $4,999 0.15% 0.15%
$5,000 - $24,999 0.15% 0.15%
$25,000 - $49,999 0.20% 0.20%
$50,000 - $99,999 0.30% 0.30%
$100,000 and over 0.40% 0.40%
IRA Savings
Balance APR APY
Under $25,000 0.15% 0.15%
$25,000 and Over 0.30% 0.30%
Certificate Accounts
Term APR APY
6 – 12 months 3.45% 3.50%
13 – 24 months 3.69% 3.75%
25 – 36 months 2.72% 2.75%
37 – 48 months 1.99% 2.00%

**APY is Annual Percentage Yield
Rates Effective as of 8.21.2024. Rates Subject to Change. 

CO-OP ATMs

Find Surcharge-Free
ATM Locations