4926 La Cuenta Drive, San Diego, CA 92124
800.973.3328
sdffcu@sdffcu.org
M-F 8:00am - 3:30pm
Loan Rates
The credit union offers many loans to its members at competitive interest rates. Below is a listing of what the interest rates are for each loan type. To apply for a loan, contact a credit union Loan Officer, or apply online. Rates are subject to change without notice.
| Loan Type | Term | APR* |
|---|---|---|
| Debt Consolidation **Loan Special** | Up to 36 months | 5.00% |
| New Autos, Motorcycles | Up to 36 months | As low as 5.50% |
| New Autos, Motorcycles | 37 to 48 months | As low as 5.75% |
| New Autos, Motorcycles | 49 to 60 months | As low as 5.99% |
| New Autos, Motorcycles | 61 to 72 months | As low as 6.09% |
| New Autos, Motorcycles | 73 to 84 months | As low as 6.19% |
| Used Autos, Motorcycles** | Up to 36 months | As low as 6.00% |
| Used Autos, Motorcycles** | 37-48 months | As low as 6.25% |
| Used Autos, Motorcycles** | 49-60 months | As low as 6.50% |
| Used Autos, Motorcycles** | 61 to 72 months | As low as 6.75% |
| Used Autos, Motorcycles** | 73 to 84 months | As low as 6.99% |
| New RVs, Boats | Up to 72 months | As low as 7.49% |
| New RVs, Boats | 73 to 84 months | As low as 7.99% |
| New RVs, Boats | 85 to 120 months | As low as 8.49% |
| New RVs, Boats | 121 to 180 months | As low as 8.99% |
| Used RVs, Boats | Up to 72 months | As low as 7.79% |
| Used RVs, Boats | 73 to 84 months | As low as 8.49% |
| Used RVs, Boats | 85 to 120 months | As low as 8.99% |
| Used RVs, Boats | 121 to 180 months | As low as 9.49% |
| Personal Loan | Up to 60 months | As low as 12.49% |
| Home Equity Loan | Up to 120 months | As low as 7.59% |
| Home Equity Loan | 121 to 240 months | As low as 7.99% |
| Home Equity LOC* | As low as 8.25% | |
| Personal LOC* | As low as 13.74% | |
| Visa Credit Card | As low as 9.90% |
*APR = Annual Percentage Rate. Rates vary according to credit history and may change without notice. Line of Credit (LOC) is a variable rate and may change quarterly.
** Used autos older than eight model years are limited to 80% Loan to Value or collateral loan rate plus 2.00%.
For First Mortgage Loan Rates click here or call us at (503) 771-2464.