Savings Rates


 

Castparts Employees Federal Credit Union makes saving money easy. With the convenience of payroll deductions, you don't even notice the money being deposited until you get your credit union statement and see how quickly it adds up. A $50 minimum balance is all that is required to earn dividends, which are calculated daily and paid monthly. Your savings is NCUA insured to at least $250,000.

Regular Share Accounts APR APY
$50 - $4,999 0.05% 0.05%
$5,000 - $49,999 0.05% 0.05%
$50,000 and Over 0.10% 0.10%
Money Market Accounts APR APY
$2,000 - $2,499 0.15% 0.15%
$2,500 - $4,999 0.15% 0.15%
$5,000 - $24,999 0.15% 0.15%
$25,000 - $49,999 0.20% 0.20%
$50,000 - $99,999 0.30% 0.30%
$100,000 and over 0.40% 0.40%
IRA Savings APR APY
0.15% 0.15%
$25,000 and Over 0.30% 0.30%
Certificate Accounts APR APY
6 – 12 months 3.93% 4.00%
13 – 24 months 4.17% 4.25%
25 – 36 months 2.72% 2.75%
37 – 48 months 1.99% 2.00%

Earn an extra 0.50% APY on any Certificate when funds come from outside of Castparts Credit Union.

**APY is Annual Percentage Yield
Rates Effective as of 1.22.2024. Rates Subject to Change.